Our economic review is intended to provide background to recent developments in investment markets as well as to give an indication of how some key issues could impact in the future. It is not intended that individual investment decisions should be taken based on this information; we are always ready to discuss your individual requirements. We hope you will find this review to be of interest.
Andy Peat Design works hard to provide a targeted graphic design service to businesses, so it is important that affairs need to be covered with regard to unforeseen events and that financial cover is in place. My wife Lorraine and I recently wanted to review our affairs with regards to life insurance cover to see…Andy Peat Managing Director, Andy Peat Design
Andy Peat Managing Director, Andy Peat DesignAndy Peat Design works hard to provide a targeted graphic design service to businesses, so it is important that affairs need to be covered with regard to unforeseen events and that financial cover is in place. My wife Lorraine and I recently wanted to review our affairs with regards to life insurance cover to see that we at least had the right policies in place for us both. We asked Karen of Sheldon Flanders Financial Services to review our current policies we had, plus to look into a new policy for Lorraine to see if there was better cover available for her. As Lorraine’s status is more complicated with regards to ongoing health, Karen searched extensively to find a policy that would give her the right life cover and this process was not straightforward, but nevertheless she took a big amount of time to find an option that would work which ultimately gave us options to look at. Karen also spent the time to give some great advice on my life insurance policies as well. As a result of Karen’s work, we have now both been left feeling much more confident that our affairs are in good shape when it comes to protecting our futures. I would have no hesitation in recommending Karen to give you peace of mind for your future, in financial and personal circumstances.
When my mum received a letter from her bank asking if she was sure her investments for her pension were not mis-sold to her and please sign here to confirm she was ok with everything, she asked if I knew of anyone who could advise her. I immediately turned to Karen Sheldon of Sheldon Flanders…EnviroVent EnviroVent Nottingham & Derby
EnviroVent EnviroVent Nottingham & DerbyWhen my mum received a letter from her bank asking if she was sure her investments for her pension were not mis-sold to her and please sign here to confirm she was ok with everything, she asked if I knew of anyone who could advise her. I immediately turned to Karen Sheldon of Sheldon Flanders Financial Services and asked her if she could help. Karen quickly made an appointment to see my mum in her own house, took the relevant documentation away with her and then following another visit again to my mum’s house was able to advise her accordingly as to her options. My Mum really appreciated Karen’s sound advice and is much happier knowing that her investments have been reviewed professionally and she is already recommending Karen on to her WI and sewing group buddies! So thank you Karen for all your efforts at putting my mum’s mind at rest and I would have no hesitation in recommending Karen if you have need of financial advice.
As a small charity we are always needing a regular source of income to enable us to budget. I would like to thank Karen of Sheldon Flanders Financial Services, for making us their nominated charity. They have kindly set up a standing order to donate every month. This has helped us a huge amount, by…Hope Animal Rescue Centre Nominated Charity
Hope Animal Rescue Centre Nominated CharityAs a small charity we are always needing a regular source of income to enable us to budget. I would like to thank Karen of Sheldon Flanders Financial Services, for making us their nominated charity. They have kindly set up a standing order to donate every month. This has helped us a huge amount, by enabling us to plan ahead. I had wonderful service and advice on my recent life insurance, and would highly recommend Sheldon Flanders to anyone needing financial services.
Like many self-employed people, my biggest financial concerns have always been whether I can pay next month's bills and is my cashflow good enough? However, as I'm about to turn 50 and my children are coming up to the end of their time in school the need to plan ahead came more and more to…Ian Trembirth Owner, Trembirth Design
Ian Trembirth Owner, Trembirth DesignLike many self-employed people, my biggest financial concerns have always been whether I can pay next month’s bills and is my cashflow good enough? However, as I’m about to turn 50 and my children are coming up to the end of their time in school the need to plan ahead came more and more to the fore. I’d spoken to Karen of Sheldon Flanders Financial Services a few years ago and she had set me up with a pension that brought together a number of plans that I’d had from previous employers, but I wanted to make sure that what I was saving was going to be enough. Alongside this, my wife had been putting savings away for our children and we wanted to make sure they were in the right place to make the most money. Karen took us through where we were financially now, what our plans were, what we would like to do and what needs we might or might not have when we decide to finish working. She then went away and came back with comprehensive plans for us based on what risk we were happy to take with the investments we were making. Karen is a friendly, knowledgeable person who clearly understands what she is talking about and doesn’t try to phase you in any way. I would recommend anyone looking to get more out of their finances take some time to speak to Karen to see how she can help.
Karen has been handling my clients for some years now and the responses I get from them is overall just brilliant. She is professional and accurate in the way she explained and handled my clients and their needs. I will have no hesitation whatsoever in recommending Karen and her services she offers as an IFA…Nigel Jones Director, Missing Element Mortgage Services
Nigel Jones Director, Missing Element Mortgage ServicesKaren has been handling my clients for some years now and the responses I get from them is overall just brilliant. She is professional and accurate in the way she explained and handled my clients and their needs. I will have no hesitation whatsoever in recommending Karen and her services she offers as an IFA to other businesses, individuals and friends I have relationships with now or in the future. Many thanks for all your hard work and your honest expertise.
Being an expert insurance broker who pride ourselves on the service and products we provide to our customers, we have built a team of close referral partners who we know we can trust and will provide the same to our customers and contacts when we recommend to them. Having worked with Karen and her team…Oakes Insurance Oakes Insurance Brokers
Oakes Insurance Oakes Insurance BrokersBeing an expert insurance broker who pride ourselves on the service and products we provide to our customers, we have built a team of close referral partners who we know we can trust and will provide the same to our customers and contacts when we recommend to them. Having worked with Karen and her team for a few years and having used their services personally, myself and my team are pleased to say that Karen and her team at Sheldon Flanders Financial Services offer a personal service and their expertise that is first class. Couple this with the knowledge that they are totally independent and hold qualifications that most IFAs do not is the reason why they are our number one choice when referring clients, contacts, family and friends for pensions, investments and protection insurance advice.
As the founder of OnDemand Business Support who helps other businesses save time through providing professional office support, I was delighted to meet Karen Sheldon. She made renewing Life Insurance easy whilst offering expert advice on products and benefits of the various policies. Karen and her team were professional, pleasant to deal with and made…Karey Roberts Director, OnDemand Business Support
Karey Roberts Director, OnDemand Business SupportAs the founder of OnDemand Business Support who helps other businesses save time through providing professional office support, I was delighted to meet Karen Sheldon. She made renewing Life Insurance easy whilst offering expert advice on products and benefits of the various policies. Karen and her team were professional, pleasant to deal with and made the whole experience very easy. I would not hesitate at all to recommend Sheldon Flanders Financial Services, they will offer expert professional advice and talk you through the product range available.
A big thank you for your input last night at the "So you want to be a landlord" event. I hope the inclusion of "the portfolio of investments" made people think about how they spread their risks! Your content was exactly what I was after and your timing perfect! Keep the presentation as I may…Pink Mortar Property Sorter
Pink Mortar Property SorterA big thank you for your input last night at the “So you want to be a landlord” event. I hope the inclusion of “the portfolio of investments” made people think about how they spread their risks! Your content was exactly what I was after and your timing perfect! Keep the presentation as I may do it again! With any luck interest generated will benefit all of us in one way or another!
Here at Print Spin we have been going for 28 months and in that time have seen real business growth. I thought it was the right time to get the not really exciting stuff in business sorted, a pension! We turned to Karen Sheldon at Sheldon Flanders Financial Services based in Derby for this. Karen…Ben Deabill PrintSpin
Ben Deabill PrintSpinHere at Print Spin we have been going for 28 months and in that time have seen real business growth. I thought it was the right time to get the not really exciting stuff in business sorted, a pension! We turned to Karen Sheldon at Sheldon Flanders Financial Services based in Derby for this. Karen and her team have been very knowledgeable and efficient in sorting this out. We now have a pension scheme that suits myself and the business. I would like to personally thank Sheldon Flanders Financial Services for their fantastic service and would have no hesitation in recommending them to my friends and family.
I had been fortunate enough to have worked within TNT and latterly CEVA Logistics for thirty-four years, and during this time all my pension requirements had been dealt with by my employers. However, in August 2008 I was made redundant, and therefore my pension was frozen. Not having been in this situation before I was…Richard Catley Technical Services Manager (Ret.)
Richard Catley Technical Services Manager (Ret.)I had been fortunate enough to have worked within TNT and latterly CEVA Logistics for thirty-four years, and during this time all my pension requirements had been dealt with by my employers. However, in August 2008 I was made redundant, and therefore my pension was frozen. Not having been in this situation before I was uncertain what the best course of action would be for me. Nigel Jones kindly provided me with Karen Sheldon’s details, and I made contact with her. As a result, Karen and I have had a number of meetings to discuss my financial plans for retirement, and as a result Karen has provided me a solution which she has organised and put into place. As my experience in this field is little to none, I am very grateful to Nigel for passing Karen’s details on to me, and I am also very grateful to Karen for the help and assistance she has provided. Karen has been very helpful and professional at all times.
I would like to take this opportunity to thank Karen for her assistance with our recent financial planning. Karen's advice, expertise and patience makes the complex world of tax planning certainly seem a lot less stressful and Karen's knowledge of the industry is second to none. I can highly recommend Karen's services for any financial…Saffron Jubilee Business Park
Saffron Jubilee Business ParkI would like to take this opportunity to thank Karen for her assistance with our recent financial planning. Karen’s advice, expertise and patience makes the complex world of tax planning certainly seem a lot less stressful and Karen’s knowledge of the industry is second to none. I can highly recommend Karen’s services for any financial requirements as financial planning is key to securing your future income and Karen and her team by far exceeded my expectations when it comes to an area I previously knew nothing about.
As the main income earner in our household, with 3 children, I had been worried about what might happen to me and more importantly my family should anything happen to me. I knew I needed to seek advice but had always put it off, as I have very little knowledge about all things financial services…Sam Rathling LinkedIn Expert
Sam Rathling LinkedIn ExpertAs the main income earner in our household, with 3 children, I had been worried about what might happen to me and more importantly my family should anything happen to me. I knew I needed to seek advice but had always put it off, as I have very little knowledge about all things financial services related. Throughout the entire process, Karen has been professional, respectful of my time, concise, thorough and it is clear that she really is an expert in business protection, pensions and critical illness. I now feel safe in the knowledge that if anything should happen to me, that my family will be taken care of. I have total peace of mind. If you are a business owner looking for expert advice from an amazing Independent Financial Advisor, then look no further than Karen Sheldon.
I first met Karen when I very first started my business JMW Energy Consultants 6 years ago. It was Karen that made me realise how important it is to protect my family from financial hardship if I was to unexpectedly pass away or become critically ill and not be able to work. Karen listened to…Jenna West Owner, JMW Energy Consultants
Jenna West Owner, JMW Energy ConsultantsI first met Karen when I very first started my business JMW Energy Consultants 6 years ago. It was Karen that made me realise how important it is to protect my family from financial hardship if I was to unexpectedly pass away or become critically ill and not be able to work. Karen listened to my needs and went through all of my information in a confidential and professional manner. She identified what it was I needed and found me the best protection that would make sure that if something were to happen to me, my mortgage would be paid off and my kids would be left with something to help them on in life. Thank you for giving me a sound peace of mind Karen. I would certainly recommend Karen’s professional advice and help to everyone that I care about.
Sheldon Flanders Financial Services provided exceptional guidance when evaluating our corporate insurance and pension arrangements. Karen's thorough approach, clarity, and deep market knowledge gave us total confidence in our planning. We highly recommend Karen to any business looking for dependable, high-quality financial advice.UK Global Ventures Business Client
Working alongside Karen Sheldon and Sheldon Flanders Financial Services has been an absolute pleasure. Her client-first mentality, prompt communication, and dedication to finding the best financial protection products make her a trusted partner. We consistently recommend Karen to our clients and colleagues.Utility Warehouse Partner & Business Client
I'd like to say a massive thank you to Karen at Sheldon Flanders. I went to see Karen when I finally realized that I needed to get my historic pensions sorted out and all brought together. Karen took all the time I needed to explain my options, the benefits and downsides of each option and…Beth Nadin Purple Squirrel Consultancy Ltd
Beth Nadin Purple Squirrel Consultancy LtdI’d like to say a massive thank you to Karen at Sheldon Flanders.
I went to see Karen when I finally realized that I needed to get my historic pensions sorted out and all brought together.
Karen took all the time I needed to explain my options, the benefits and downsides of each option and what her recommendations were. She made sure that I fully understood what was happening and what each choice meant, meaning I had full confidence in her ultimate recommendations.
Karen and her team were efficient and friendly throughout, keeping me informed at every step of the way. She made the whole process very simple and straightforward.
I now have all my bits of pensions neatly tidied up into one pot, being effectively managed, so that I can stop even thinking about it. It has really put my mind at peace, knowing I have Karen watching over me!
Read interesting and useful articles about all things finance, or catch up on the latest goings on here at Sheldon Flanders.
Take a look at our latest Economic summary from last month. 💹 💰 🪙 From interest rates and inflation to…
Our economic review is intended to provide background to recent developments in investment markets as well as to give an…
Our economic review is intended to provide background to recent developments in investment markets as well as to give an…
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